What does in-home care cost?

Wages are regulated provincially so can vary from province to province. However, the following example, based on a wage of $8 per hour, is typical:

	Basic gross income per month: (Based 22 days at 8 hours/day X $8/hour)	$1,408
	Maximum for board and lodging:	$325
	Subtotal:	$1,083
	Tax, CPP, EI deductions (estimated) (This is deducted and paid by employer to Revenue Canada )	$180
	Net income of caregiver/month	$903

Federal Disability Tax Credit

To assist Canadians who engage a live-in caregiver to help them cope with an ongoing physical or mental disability, the federal government offers a disability tax credit certificate.

Those who are eligible receive a tax credit of up to $600 per month, which may be applied against the cost of a live-in caregiver.

For additional details on the Federal Disability Tax Credit and other tax benefit programs for disabled Canadians, please click here.

Childcare and disabled childcare deductions

To offset the cost of live-in domestic help, Revenue Canada allows parents to claim substantial deductions against the income of the family’s lower income earner.

• For each child under the age of seven, parents can deduct a maximum of $7,000 per year.
• For each child aged 7 to 16, parents can deduct a maximum of $4,000 per year
• For each child with an eligible disability, parents can deduct a maximum of $10,000 per year.

Note that these deductions are applied against the income of the lower income earner.

Stewart's Caregiver fees

Stewart's Caregiver fees are highly competitive, giving you superior support and service

We charge a single service fee of $895, which is due when you have selected a caregiver.

Our service fee includes:

• Helping you locate the ideal caregiver for your family and our guarantee of satisfaction;
• Assisting you with the required government paperwork to employ your caregiver/nanny;
• Handling all the paperwork and support to bring your caregiver to Canada; and
• Providing support to you and your caregiver as you meet and throughout your relationship.

We accept payment in cash, by certified cheque, by cheque, by VISA, or by MasterCard. We also offer an extended payment plan which allows two equal payments of $447.50.

To bring affordable in-home care to your family, contact Stewart's Caregivers.